Nowadays you there are quite a few reputable insurance companies offering insurance for motorcycles, atvs, dirt bikes, boats and other powersports equipment. You may be sitting at a dealer, ready to buy and wondering what the insurance is going to cost you, leaving you hesitating to make the purchase. Well, now you can sit down, pull up some apps on your mobile smartphone, and get a quote and coverage in an instant.
Progressive Insurance has just launched their mobile quote website, but you can also find apps for Allstate, State Farm and American Family Insurance. The apps are free and the insurance is competitively priced, leaving consumers with some options.
Of course, it is always recommended to contact the company that you currently use for your home or auto first, possibly getting a discount for combining your coverage. However, some companies charge higher rates than others for motorcycles, scooters, atvs and other powersports equipment. If you get sticker shock from the first company you try, don’t give up, there are choices out there.
Keep in mind that if you have a less that perfect driving record, or you are under 21, certain higher cc motorcycles could cost you more than your bike payment. Be sure to check smaller size motorcycles to see if there is a big decrease in the cost, if you really want to ride, maybe when you are starting out, you don’t need to buy that Kawasaki Ninja 1400.